We are looking for a professional Branch analyst to determine our customers’ credit worthiness. You will analyze financial data to assess the likelihood of a borrower honoring their financial obligations.
Responsibilities
* Assess creditworthiness of existing or prospective clients
* Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
* Complete ratio, trend and cash flows analyses and create projections
* Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
* Determine in depth the degree of risk involved
* Carefully analyse data and produce clear and objective reports
* Routinely monitor loans for compliance
* Adhere to credit policy and guidelines
* Monitor corporate portfolio asset quality on an ongoing basis
* Draft models of credit information that predict trends and patterns