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Relationship officer

Banking, Financial Services and Insurance | Microfinance Executive

15,000 - 25,000 p.m | HSC | Villupuram

Thiyagadhurugam,Arani,Gingee,Tiruvannamalai,Vallam,Tindivanam,Pattukottai,Nagamangalam

Gender : Male | Age Limit - 22-32 | Openings - 20 | Experience - Fresher
Muthoot Microfin Ltd
Posted Jobs Count : 4
Posted Date: 23-12-2021
Open Until : 31-12-2021
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Description

Acquisition and Maintenance of new clients. Operations and Collection.

  • Compliance and management: Carries out the pre and post-loan activities related to Group loans. Presenting the loan applications to the Credit team, portfolio administration, prioritizing the repayment of loans to preserve the portfolio quality. 
  • Promotion – Promotes new potential clients and eligible clients offering various other products
  • Loan Appraisal – Informs potential clients about the requirements, conditions of the IGL Loan products, the procedures to obtain a loan, the importance of the payments on time etc. Makes sure that the client meets the credit requirements. o Visits the client's business and home to do the assessment, following the credit policy procedures.  o Analyzes and presents a consistent loan proposal to the Credit team for its approval. o Informs the client about the Credit team decision
  • Follow – up: Follows the loan disbursement process. o In case of arrears visits clients and guarantors for the loan recovery. o Informs the BRM or AM about the demand in his/her assigned area as well as on the competition. o Makes a close follow up of the disbursed loans, especially of the ones not paying on time. o Responsible for his/her portfolio administration, promoting its growth and keeping it with daily planning and organization of activities

Client service: Provides a quick and timely service to the clients, making sure that the client's expectations are fulfilled whenever is possible. o Ensures a good and respectful treatment to the clients and establishes a professional relationship with them, with a long term perspective. Guarantees confidential treatment to all the information gathered from the client and of the Institution

Skills

  • Business Development Executive
  • Collections Executive


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