Operations:
· Achieve individual targets of outreach, portfolio volume and portfolio quality as per agreed numbers month on month.
· Follow client verification norms as per established standards to ensure credit worthiness before disbursement of loans.
· Ensure loan disbursement cycle time of 15 days is adhered to and met on all occasions. · Conduct loan utilization checks within 10 weeks of loan disbursement for all clients.
· Ensure on time and accurate maintenance and submission of all relevant records & reports of all clients as well as internal branch records.
· Ensure publicity and awareness of all new products and services across the client base in his/her groups.
· Ensure timely and accurate handover of cash collected in the field at the branch office on a daily basis.
· Build rapport and a relationship with clients to ensure client retention. · To conduct village survey, identify the members and form groups
· Arranging Projection Meetings, Compulsory Group Training programmes · To handle all his Kendra Meetings and handle the clients as per the policy. · Conducting of Kendra Meeting as per schedule.
· Collection of loans & any other charges
· Disbursement of Emergency loan. Completion of documentation regarding Income generating loans and other loans to the members/clients.
· To strive for good credit discipline
· Conducting exit interview of leaving members
· Reporting of daily events to the branch manager
· To maintain client KYC document, MBDF, PPIs of his Kendras.
Visiting the member house for filling up of Cash Flow statement To maintain of all records & Books as per the requirement.
To perform rotational duties like cash, accounts, stock, mess & reports preparation as entrusted by Branch Manager.
To conduct Loan Utilization Checks as per norms. Updating all the policy changes to members up-to-date.
To achieve the goals and constantly motivate the members to properly utilize the loans & services of CA Grameen.
Act as mentor for new TKMs & For Trainees
Senior most KM to officiate in the absence of BM with the permission of Area Manager.
Any other duties and responsibilities assigned by Branch Manager and higher authorities to be performed from time to time.
Background :
· Freshers with 10+2/HSC/PUC/JOC/ITI Pass or fail / Graduate · Two-wheeler with valid DL/LLR is Mandatory
· Ready to relocate
Compensation :
Fixed Salary along with Monthly incentive + Petrol allowance + Annual Bonus
+ Rent free Accommodation.
Department Of Employment And Training,
Old Alandur Road,
Guindy, Chennai-32.
9499966018 .
tnprivatejobs@gmail.com .
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