Intersted Candidates can call us 8667869088 or drop your CV in naveen.dominic@hdbfs.com
Responsibilities:
Customer Acquisition: Identify and target potential customers for consumer loans, utilizing various channels such as cold calling, networking, and referrals.
Product Promotion: Effectively communicate and promote consumer loan products to potential clients, highlighting key features and benefits.
Financial Assessment: Evaluate applicants' financial situations and creditworthiness to determine their eligibility for loans.
Application Processing: Guide customers through the loan application process, ensuring all required documentation is collected accurately and efficiently.
Compliance: Ensure compliance with lending policies, regulations, and ethical standards throughout the entire sales process.
Relationship Building: Build and maintain strong relationships with clients, providing excellent customer service and addressing any concerns or queries.
Sales Targets: Meet or exceed assigned sales targets and contribute to the overall growth of the consumer loan portfolio.
Market Research: Stay informed about industry trends, competitors, and market conditions to adapt sales strategies accordingly.
Collaboration: Coordinate with internal teams such as credit analysts and underwriters to facilitate smooth processing of loan applications.
Requirements:
Any Degree/Diploma
Fresherd/Experience: Proven experience in consumer loan sales or a similar role in the financial industry.
Communication Skills: Strong verbal and written communication skills to effectively interact with customers and internal teams.
Sales Acumen: Demonstrated ability to meet or exceed sales targets, with a focus on customer satisfaction.
Analytical Skills: Ability to analyze financial data and make informed lending decisions.
Regulatory Knowledge: Knowledge of relevant lending regulations and compliance requirements.
Team Player: Ability to collaborate with cross-functional teams and contribute to the overall success of the lending department.
Technology Proficiency: Familiarity with loan origination systems and other relevant software