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Relationship Executive - Micro Finance

Banking, Financial Services and Insurance | Microfinance Executive

15,000 - 25,000 p.m | HSC | Thenkasi

Thenkasi

Gender : All | Age Limit - 18-30 | Openings - 20 | Experience - Fresher | Job Type - Regular
Muthoot Microfin Limited
Posted Jobs Count : 12
Open Until : 31-05-2026
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Description

Job Description

 

A

  Job Specification

1

Company Name

:

MUTHOOT MICROFIN LTD

2

Position  / Designation

:

Relationship Officer

3

Department

:

Operations

4

Employment Type

:

Full Time

5

Reporting to –

Designation & Grade

:

Branch Relationship Manager

 

   6

 

Main Tasks

:

Acquisition and Maintenance of new clients. Operations and Collection.

7

Areas of Responsibility

:

  • Compliance and management: Carries out the pre and post-loan activities related to Group loans. Presenting the loan applications to the Credit team, portfolio administration, prioritizing the repayment of loans to preserve the portfolio quality.  
  • Promotion – Promotes new potential clients and eligible clients offering various other products
  • Loan Appraisal – Informs potential clients about the requirements, conditions of the IGL Loan products, the procedures to obtain a loan, the importance of the payments on time etc o Makes sure that the client meets the credit requirements. o Visits the client's business and home to do the assessment, following the credit policy procedures.  o Analyzes and presents a consistent loan proposal to the Credit team for its approval. o Informs the client about the Credit team decision
  • Follow – up : Follows the loan disbursement process. o In case of arrears visits clients and guarantors for the loan recovery. o Informs the BRM or AM about the demand in his/her assigned area as well as on the competition. o Makes a close follow up of the disbursed loans, especially of the ones not paying on time. o Responsible for his/her portfolio administration, promoting its growth and keeping it with daily planning and organization of activities
  • Client service: Provides a quick and timely service to the clients, making sure that the client's expectations are fulfilled whenever is possible. o Ensures a good and respectful treatment to the clients and establishes a professional relationship with them, with a long term perspective. Guarantees confidential treatment to all the information gathered from the client and of the Institution

8

Job Location / State

:

PAN INDIA

B

 Personal Specification

1

Educational Qualification/ Technical Certification

:

+2 and above

2

Skill Sets

:

  • Should have a passion and desire to work in the social service sector.
  • Ability & desire for hands on work in the field with customers.
  • Basic Knowledge of accounting and finance is desirable
  • Basic Computer knowledge  
  • Marketing and sales skills
  • Good interpersonal skills
  • Ability to Communicate – Should Have good verbal fluency and using simple, clear and purposeful language

3

Communication Skills

:

Fluency in Local Language

4

Experience

:

Fresher and 1+ year experience.

Skills

  • Area Sales Officer
  • Collections Executive


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   9499966018 .

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