No. of Branches : 0 | Total No. of Staffs : 1001-25000
L&T Finance Holdings (LTFH) is a leading, well-diversified Non-Banking Financial Company (NBFC) with a focused range of financial products and services across rural, housing and infrastructure finance along with mutual funds. The company is promoted by Larsen & Toubro Ltd. (L&T), one of the largest conglomerates in India, with interests in engineering, construction, electrical & electronics manufacturing & services, IT and finanL&T Financial Services (LTFS) is the brand name of LTFH and provides financial solutions to a diverse set of customer base through its lending and non-lending businesses.
L&T Financial Services (LTFS) is the brand name of LTFH and provides financial solutions to a diverse set of customer base through its lending and non-lending businesses.
The lending business comprises of Rural Finance (Farm Equipment Finance, Two-Wheeler Finance, Micro Loans and Consumer Loans), Housing Finance (Home Loans, Loan against Property and Real Estate) and Infrastructure Finance. Today, LTFS is No 1 Farm Equipment Financier, amongst the top 3 Two- Wheeler financier and remains third largest micro loans provider in India. The rural finance portfolio of the Company not only helps generate sustainable livelihoods but is also in sync with the government’s agenda of boosting agricultural output and doubling farmers’ income by 2022. The Infrastructure finance business is a leading arranger and financier of renewable energy in India and the focus on 'scalability and sustainability' steers the Company towards a long-term and sustainable portfolio of opportunities in Renewables, Roads and Transmission.
The non-lending business of LTFS comprises the mutual fund business, that taps into India’s savings potential by providing investment avenues and channelizing them into productive financial instruments.
Acknowledging the resilient business model, L&T Financial Services has been rated AAA by four key rating agencies - CRISIL, ICRA, CARE and India Ratings. This is the highest credit rating for an NBFC.